Two Questions

Happy New Year! I am personally and professionally on an “improvement quest.” I’m trying day-by-day to get just a little bit better. I cannot make the grand gesture, implement the great plan, or adhere to a massive life overhaul. I just…

New Year – Now What?

Happy New Year! It's 2019. Cheers! Here's to the New Year and New Beginnings! For some of us, we stayed up til midnight to see the New Year come in, and others stayed up to make sure that the old year went away! Each year we have…

1% Better

Success is the sum of small efforts, repeated day in and day out ~ Robert Collier   Indeed it is! As we consider our money, small efforts add up over time (and small drips do too!) Rather than consider a major rework of your spending…

Financial Habits

“We are what we repeatedly do.” ~ Aristotle   I am obsessed (at the moment) with habits - understanding them, creating them, breaking them, and using them to fuel my success. The Power of Habit (Charles Duhigg), Mini-Habits (Stephen…

What Gets Maximized?

I read one of Seth Godin’s blogs that asked that question. I thought it was a pretty good one. In our lives, what gets maximized? When we spend our time, what gets maximized? When we deal with our money, what gets maximized? Decide right…

Reward Yourself – Fuel Rewards

As competition among retailers becomes more and more intense, it makes sense to maximize the rewards that they offer us as consumers. While not new, fuel rewards are an expanding area to review if you are not already taking advantage of them. My…

Patience Without Judgement

As I sat in the hospital lobby, I looked around and noticed that there were some people who were sleeping, some were working on their computer while others were talking on their phone. There was also a woman who was incessantly talking to her…

It’s Half-Time

Just like that, in what seems the blink of eye, 2018 is half over. We’ve hit halftime of our year and like any good football fan knows, halftime can make or break the game. There are those teams who can come together at halftime, assess what…

I’m Glad I Can Cry

“I’m so glad that I can cry in front of my advisor,” a client told me recently. Of course, you can cry! Laugh, rage, pound the table if you want. Her need to shed a few tears had nothing really to do with the dollars and cents; it was…