Success is the sum of small efforts, repeated day in and day out ~ Robert Collier

Indeed, it is! As we consider our money, small efforts add up over time (and small drips do too!) Rather than consider a major rework of your spending or saving, try the 1% better approach.

  • Cut back your spending by 1% this month or
  • Increase your savings by 1% this month or
  • Increase your debt payments by 1% this month

Then keep doing that! Next month 1% more. Inch your way to success.

This is the season of benefits enrollment and updates for many companies. Take a look at your 401k or other retirement plan and increase the contribution by 1%. In 6 months, maybe you increase it by 1%.

Be not afraid of growing slowly; be afraid only of standing still. ~ Chinese Proverb

Let’s not stand still with those money habits; let’s consistently grow slowly.

To your financial success (1% at a time)!

~ Tana

Disclaimer: The views expressed herein are the personal views of Tana Gildea and are not to be construed as individual advice or the advice or opinions of Homrich Berg; They should not be considered recommendations as each person’s financial situation is unique to her; they may or may not apply to your situation. If you believe that something communicated may be relevant to your situation, Tana strongly encourages you to consult with your individual tax or financial advisor prior to taking action so that the totality of your unique situation is considered.