I read one of Seth Godin’s blogs that asked that question. I thought it was a pretty good one. In our lives, what gets maximized? When we spend our time, what gets maximized? When we deal with our money, what gets maximized?

Decide right now, what do you want to maximize financially? Do you want to maximize your 401k savings? Your IRA savings? Your savings toward your kids’ education? Maybe it’s important to maximize your travel fund each year. Or is it maximizing your emergency fund or your debt repayment? Talk to your spouse and see if you are on the same page with what you want to maximize. If not, perhaps that is your first step; come together on what you want to be maximizing.

Next step is to track your time and track your money. See what you are currently maximizing in both areas. How does that match up against what you want?

Now is the time to take steps to fix things if you don’t like what you are maximizing right now. Today is the day!

To maximizing your financial success!

Tana

Disclaimer: The views expressed herein are the personal views of Tana Gildea and are not to be construed as individual advice or the advice or opinions of Homrich Berg; They should not be considered recommendations as each person’s financial situation is unique to her; they may or may not apply to your situation. If you believe that something communicated may be relevant to your situation, Tana strongly encourages you to consult with your individual tax or financial advisor prior to taking action so that the totality of your unique situation is considered.